Lasik Financing

Lasik Financing

LASIK, short for Laser-Assisted In Situ Keratomileusis, is a type of refractive surgery that reshapes the cornea of the eye in order to correct myopia, hyperopia, and astigmatism. It is an outpatient procedure that is performed by a refractive surgeon. LASIK costs vary widely depending on the area of the country in which LASIK is performed and the degree of the patient’s refractive error.

The cost of LASIK can range anywhere from $499 per eye to $2,500 per eye. But you should not base your choice of a LASIK surgeon solely on the cost of the surgery; a less skilled ophthalmologist may charge less for LASIK, but he may not have the same experience, training, or precise equipment as a more expensive doctor.

Many experts recommend avoiding discount laser eye surgery centers that rely on aggressive marketing campaigns. Although paying more does not necessarily mean that you will get the best surgeon. To ensure that you find a skilled refractive surgeon to perform your LASIK eye surgery, do some research on the credentials of the eye surgeons in your area.

Many people do not want to undergo LASIK treatment because they find the cost prohibitive. LASIK is considered an elective procedure by most medical insurers. It is therefore not covered under the majority of insurance policies. Nevertheless, LASIK financing options are available for most patients. If you would like to have LASIK or other refractive surgery treatment, but need help for LASIK financing, you should consider which of the following LASIK financing options suit you best:

LASIK Surgeon's Payment Options

One good way to acquire LASIK financing is to talk over LASIK financing and costs involved with your doctor. Eye surgeons usually offer a variety of LASIK financing options to their patients. Many surgeons work with local and national banks to provide low interest monthly LASIK financing plans or ask the patients to pay for the procedure in installments.

Vision Fee Plan – Capital One

Capital One's "Vision Fee Plan" provides ophthalmology patients with the funds they need to cover the costs of LASIK, PRK, and other refractive surgeries. LASIK financing payment plans are set up to accommodate the budgets of patients. The interest rates range for LASIK financing is usually in the vicinity of 5.9% and 12.9%.

Care Credit

Care Credit is a company that provides patients with credit for their LASIK procedures. This is one way to secure LASIK financing for your treatment. Care Credit offers short-term, no-interest payment plans and low-interest, extended payment plans.